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Some of us know too much about (a) how crypto works, and (b) how it is commonly used. And will therefore never touch anything that involves crypto coins or blockchain with a 100-foot pole. Except to write academic papers about it and get patents on it.I've been playing with the idea of using a multi-sig crypto contract using USDC, but the learning curve might be a bit much for the majority of users here.
Serious: I hold some patents on crypto technology. I have never bought a single coin of any kind, and never will. I trust my bank (or credit union) somewhat; I don't trust many other people. I think all my recent gun sales used little green pieces of paper as a form of payment in face-to-face transactions.